Indiana Medicare Planning & Enrollment
Unbiased, step-by-step guidance to help you navigate Medicare Advantage, Supplements, and Part D with confidence.
Guiding beneficiaries across Johnson, Bartholomew, Morgan, Monroe, and Brown counties—with personalized Medicare support available statewide across Indiana.
What is Medicare and Who is Eligible?
Medicare is a government health insurance program administered by the Centers for Medicare & Medicaid Services (CMS). If you can answer “yes” to any of the following, you qualify for Medicare.
- I am 65 years of age or older.
- I am under 65, but I receive disability benefits from the Social Security Administration (SSA) or the Railroad Retirement Board (RRB).
- I have amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease).
- I have end-stage renal disease (ESRD), which is permanent kidney failure that requires a transplant or dialysis.
If so, then you are likely to be eligible for Medicare benefits. You must be at least 65 years old and an American citizen or permanent legal resident of at least five consecutive years. You may also qualify at any age through disability.
To learn more about what your options are, contact us today.
What Are the Different Parts of Medicare?
Medicare Part A: Hospital Insurance
Provides inpatient care when you are admitted to a hospital or skilled nursing facility. It also helps pay for eligible home healthcare visits and compassionate hospice care during critical health events.
Medicare Part B: Medicare Insurance
Covers routine doctor visits, outpatient hospital care, and medically necessary home healthcare. It also includes essential preventive services—such as wellness visits, screenings, and lab work—to detect health concerns early and help manage chronic conditions.
Medicare Part C: Medicare Advantage Plans
An all-in-one alternative to Original Medicare offered by Medicare-approved private insurers. These plans bundle Part A (hospital) and Part B (medical)—often through an HMO or PPO network—and typically include Part D prescription drug coverage. Most plans provide extra benefits not covered by Original Medicare, such as routine dental, vision, hearing, and wellness allowances, with costs and copays varying by plan.
Medicare Part D: Medicare Prescription Drug Coverage
Standalone coverage offered by Medicare-approved private insurance companies to help pay for brand-name and generic medications. Enrolling in a plan lowers your regular pharmacy copays, protects your retirement budget from unexpectedly high prescription drug costs, and shields you from late-enrollment penalties down the road.
We do not offer every plan in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all your options.